Texana Bank · South Dakota · 2025

Texana Bank in South Dakota: approval rate, denial rate and rates (2025)

Texana Bank took 5 mortgage applications in South Dakota in 2025, ranking #175 of 386 lenders active in the state. It originated 0.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.8%.

5Applicationsin SD
0.0%Decision denial ratestate 15.7%
Median ratestate 6.50%
$195,000Median loanstate $225,000
$0Volume4 counties

Texana Bank in South Dakota vs the state

0.0%Denial rate-12.75 pts vs state
0.0%Decision denial rate-15.73 pts vs state
0.0%Origination rate-66.04 pts vs state
Median rate
Rate spread (pts)
$70kMedian applicant income
0Loans originated
0Denied

What Texana Bank lends in South Dakota

By loan purpose

Refinance 2 40% · 0.0% denied
Cash-out refinance 3 60% · 0.0% denied

By loan type

Conventional 1 20% · 0.0% denied
FHA 2 40% · 0.0% denied
VA 2 40% · 0.0% denied

Where in South Dakota

Counties with the most Texana Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Minnehaha County 200 0.0%
Pennington County 100 0.0%
Butte County 100 0.0%
Clay County 100 0.0%

Other large lenders in South Dakota

LenderGradeApplicationsDenial rateMedian rate
Plains Commerce BankB 2,2805.5%6.25%
First PREMIER BankC 1,38911.7%6.88%
First Bank & TrustC 1,32011.2%6.63%
Black Hills Federal Credit UnionD 1,22323.0%7.75%
Rocket MortgageC 1,02716.9%6.75%
CMG MortgageA 9192.3%6.38%
BankwestF 78614.0%7.25%
First Dakota National BankA 6904.6%6.50%
Levo Federal Credit UnionB 6446.8%7.50%
U.S. BankD 63724.0%6.99%

Frequently asked questions

South Dakota: 5 applications in 2025, of which 0 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Texana Bank's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology