Texana Bank · District of Columbia · 2025

Texana Bank in District of Columbia: approval rate, denial rate and rates (2025)

Texana Bank took 9 mortgage applications in District of Columbia in 2025, ranking #192 of 473 lenders active in the state. It originated 22.2% of them and denied 11.1% (25.0% of the applications it decided), against a statewide denial rate of 18.1%.

9Applicationsin DC
25.0%Decision denial ratestate 23.7%
5.56%Median ratestate 6.50%
$415,000Median loanstate $405,000
$670kVolume1 counties

Texana Bank in District of Columbia vs the state

11.1%Denial rate-6.95 pts vs state
25.0%Decision denial rate+1.26 pts vs state
22.2%Origination rate-33.29 pts vs state
5.56%Median rate-0.94 pts vs state
0.22Rate spread (pts)+0.17 pts vs state
$147kMedian applicant income
2Loans originated
1Denied

Trend in District of Columbia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241110.0%6.58%#165
20259211.1%5.56%#192

What Texana Bank lends in District of Columbia

By loan purpose

Home purchase 2 22% · 0.0% denied
Refinance 3 33% · 0.0% denied
Cash-out refinance 4 44% · 25.0% denied

By loan type

Conventional 2 22% · 0.0% denied
FHA 3 33% · 33.3% denied
VA 4 44% · 0.0% denied

Why it denied District of Columbia applicants

Debt-to-income ratio 1 100%

Where in District of Columbia

Counties with the most Texana Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
District of Columbia 921 11.1%

Other large lenders in District of Columbia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 78628.5%7.75%
Rocket MortgageC 67120.7%6.63%
Bank of AmericaF 54633.2%5.99%
First Savings MortgageA 5440.9%6.50%
Truist BankC 52941.2%6.25%
PNC BankD 46731.5%6.25%
JPMorgan Chase BankB 4597.6%6.38%
CitibankB 4179.6%6.00%
First Home MortgageB 3592.5%6.63%
NewrezD 35323.5%6.63%

Frequently asked questions

District of Columbia: 9 applications in 2025, of which 2 were originated and 1 denied.

11.1% of all applications, or 25.0% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.

The median rate on loans Texana Bank originated in District of Columbia in 2025 was 5.56%, against a statewide median of 6.50%.

About this data. Figures are Texana Bank's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology