Temple View Capital Funding · Alabama · 2025

Temple View Capital Funding in Alabama: approval rate, denial rate and rates (2025)

Temple View Capital Funding took 30 mortgage applications in Alabama in 2025, ranking #360 of 990 lenders active in the state. It originated 43.3% of them and denied 26.7% (36.4% of the applications it decided), against a statewide denial rate of 19.9%.

30Applicationsin AL
36.4%Decision denial ratestate 25.0%
9.50%Median ratestate 6.50%
$165,000Median loanstate $165,000
$5.4MVolume11 counties

Temple View Capital Funding in Alabama vs the state

26.7%Denial rate+6.82 pts vs state
36.4%Decision denial rate+11.36 pts vs state
43.3%Origination rate-12.06 pts vs state
9.50%Median rate+3.00 pts vs state
Rate spread (pts)
Median applicant income
13Loans originated
8Denied

Trend in Alabama

YearApplicationsOriginatedDenial rateMedian rateRank in state
202327107.4%10.00%#347
2024441715.9%8.00%#307
2025301326.7%9.50%#360

What Temple View Capital Funding lends in Alabama

By loan purpose

Home purchase 10 33% · 10.0% denied
Refinance 9 30% · 22.2% denied
Cash-out refinance 9 30% · 55.6% denied
Home improvement 2 7% · 0.0% denied

By loan type

Conventional 30 100% · 26.7% denied

Why it denied Alabama applicants

Collateral 5 63%
Incomplete application 2 25%
Unverifiable information 1 13%

Where in Alabama

Counties with the most Temple View Capital Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jefferson County 1150 0.0%
Montgomery County 505 100.0%
Coffee County 312 66.7%
Marshall County 320 0.0%
Shelby County 220 0.0%
Baldwin County 100 0.0%
Houston County 110 0.0%
Macon County 101 100.0%
Madison County 110 0.0%
Mobile County 100 0.0%

Other large lenders in Alabama

LenderGradeApplicationsDenial rateMedian rate
Regions BankC 11,87137.2%4.99%
Rocket MortgageC 9,94120.5%6.63%
Vanderbilt Mortgage and FinanceF 8,46141.4%9.50%
United Shore Financial ServicesB 7,68912.0%6.13%
21st MortgageF 6,50746.0%9.98%
Mortgage Research CenterC 5,10718.4%6.25%
REDSTONE Federal Credit UnionC 4,54818.9%8.13%
Dhi Mortgage CompanyB 3,90917.5%4.99%
Freedom MortgageB 3,7258.7%6.25%
Pennymac Loan ServicesC 3,61111.6%6.25%

Frequently asked questions

Alabama: 30 applications in 2025, of which 13 were originated and 8 denied.

26.7% of all applications, or 36.4% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.

The median rate on loans Temple View Capital Funding originated in Alabama in 2025 was 9.50%, against a statewide median of 6.50%.

About this data. Figures are Temple View Capital Funding's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology