Sun West Mortgage Company · District of Columbia · 2025

Sun West Mortgage Company in District of Columbia: approval rate, denial rate and rates (2025)

Sun West Mortgage Company took 21 mortgage applications in District of Columbia in 2025, ranking #118 of 473 lenders active in the state. It originated 42.9% of them and denied 19.1% (22.2% of the applications it decided), against a statewide denial rate of 18.1%.

21Applicationsin DC
22.2%Decision denial ratestate 23.7%
6.63%Median ratestate 6.50%
$505,000Median loanstate $405,000
$4.8MVolume1 counties

Sun West Mortgage Company in District of Columbia vs the state

19.1%Denial rate+0.99 pts vs state
22.2%Decision denial rate-1.52 pts vs state
42.9%Origination rate-12.65 pts vs state
6.63%Median rate+0.13 pts vs state
0.31Rate spread (pts)+0.26 pts vs state
$210kMedian applicant income
9Loans originated
4Denied

Trend in District of Columbia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236233.3%6.75%#207
20249511.1%6.63%#192
202521919.1%6.63%#118

What Sun West Mortgage Company lends in District of Columbia

By loan purpose

Home purchase 13 62% · 15.4% denied
Refinance 3 14% · 33.3% denied
Cash-out refinance 3 14% · 33.3% denied
Other / HELOC 2 10% · 0.0% denied

By loan type

Conventional 13 62% · 15.4% denied
FHA 8 38% · 25.0% denied

Why it denied District of Columbia applicants

Debt-to-income ratio 2 50%
Other 1 25%
Credit history 1 25%

Where in District of Columbia

Counties with the most Sun West Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
District of Columbia 2194 19.0%

Other large lenders in District of Columbia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 78628.5%7.75%
Rocket MortgageC 67120.7%6.63%
Bank of AmericaF 54633.2%5.99%
First Savings MortgageA 5440.9%6.50%
Truist BankC 52941.2%6.25%
PNC BankD 46731.5%6.25%
JPMorgan Chase BankB 4597.6%6.38%
CitibankB 4179.6%6.00%
First Home MortgageB 3592.5%6.63%
NewrezD 35323.5%6.63%

Frequently asked questions

District of Columbia: 21 applications in 2025, of which 9 were originated and 4 denied.

19.1% of all applications, or 22.2% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.

The median rate on loans Sun West Mortgage Company originated in District of Columbia in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology