Stifel Bank and Trust in Alabama vs the state
0.9%Denial rate-18.98 pts vs state
1.0%Decision denial rate-24.03 pts vs state
87.8%Origination rate+32.44 pts vs state
6.00%Median rate-0.50 pts vs state
-0.03Rate spread (pts)-0.31 pts vs state
$212kMedian applicant income
101Loans originated
1Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 86 | 78 | 1.2% | 6.13% | #221 |
| 2024 | 79 | 69 | 0.0% | 6.25% | #245 |
| 2025 | 115 | 101 | 0.9% | 6.00% | #214 |
What Stifel Bank and Trust lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 29 | 26 | 0 | 0.0% |
| Lee County | 12 | 12 | 0 | 0.0% |
| Baldwin County | 10 | 8 | 0 | 0.0% |
| Mobile County | 9 | 7 | 0 | 0.0% |
| Montgomery County | 9 | 9 | 0 | 0.0% |
| Tuscaloosa County | 8 | 7 | 0 | 0.0% |
| Madison County | 8 | 6 | 0 | 0.0% |
| Elmore County | 6 | 6 | 0 | 0.0% |
| Shelby County | 4 | 4 | 0 | 0.0% |
| Tallapoosa County | 3 | 2 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 115 applications in 2025, of which 101 were originated and 1 denied.
0.9% of all applications, or 1.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Stifel Bank and Trust originated in Alabama in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology