STANFORD Federal Credit Union in Virginia vs the state
12.5%Denial rate-3.44 pts vs state
14.3%Decision denial rate-5.96 pts vs state
75.0%Origination rate+15.48 pts vs state
6.63%Median rate0.00 pts vs state
0.01Rate spread (pts)-0.21 pts vs state
$284kMedian applicant income
6Loans originated
1Denied
What STANFORD Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most STANFORD Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 4 | 3 | 0 | 0.0% |
| Arlington County | 2 | 2 | 0 | 0.0% |
| Alexandria city | 1 | 1 | 0 | 0.0% |
| Henrico County | 1 | 0 | 1 | 100.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 8 applications in 2025, of which 6 were originated and 1 denied.
12.5% of all applications, or 14.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans STANFORD Federal Credit Union originated in Virginia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are STANFORD Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology