Skyline National Bank · Tennessee · 2025

Skyline National Bank in Tennessee: approval rate, denial rate and rates (2025)

Skyline National Bank took 55 mortgage applications in Tennessee in 2025, ranking #399 of 1,274 lenders active in the state. It originated 90.9% of them and denied 5.5% (5.7% of the applications it decided), against a statewide denial rate of 17.1%.

55Applicationsin TN
5.7%Decision denial ratestate 21.7%
Median ratestate 6.62%
$105,000Median loanstate $225,000
$7.4MVolume2 counties

Skyline National Bank in Tennessee vs the state

5.5%Denial rate-11.69 pts vs state
5.7%Decision denial rate-16.02 pts vs state
90.9%Origination rate+32.83 pts vs state
Median rate
Rate spread (pts)
$82kMedian applicant income
50Loans originated
3Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20247514.3%#671
202555505.5%#399

What Skyline National Bank lends in Tennessee

By loan purpose

Home purchase 11 20% · 9.1% denied
Refinance 14 25% · 0.0% denied
Home improvement 5 9% · 20.0% denied
Other / HELOC 25 45% · 4.0% denied

By loan type

Conventional 55 100% · 5.5% denied

Why it denied Tennessee applicants

Credit history 2 67%
Debt-to-income ratio 1 33%

Where in Tennessee

Counties with the most Skyline National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 54493 5.6%
Sullivan County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 55 applications in 2025, of which 50 were originated and 3 denied.

5.5% of all applications, or 5.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Skyline National Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology