Silver Hill Funding in District of Columbia vs the state
25.0%Denial rate+6.94 pts vs state
33.3%Decision denial rate+9.59 pts vs state
50.0%Origination rate-5.51 pts vs state
8.63%Median rate+2.13 pts vs state
—Rate spread (pts)
—Median applicant income
4Loans originated
2Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 1 | 0.0% | 7.13% | #229 |
| 2024 | 20 | 4 | 20.0% | 7.38% | #118 |
| 2025 | 8 | 4 | 25.0% | 8.63% | #197 |
What Silver Hill Funding lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
Frequently asked questions
District of Columbia: 8 applications in 2025, of which 4 were originated and 2 denied.
25.0% of all applications, or 33.3% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans Silver Hill Funding originated in District of Columbia in 2025 was 8.63%, against a statewide median of 6.50%.
About this data. Figures are Silver Hill Funding's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology