Securitynational Mortgage in Alabama vs the state
7.1%Denial rate-12.79 pts vs state
10.7%Decision denial rate-14.29 pts vs state
56.5%Origination rate+1.08 pts vs state
6.69%Median rate+0.19 pts vs state
0.87Rate spread (pts)+0.59 pts vs state
$71kMedian applicant income
48Loans originated
6Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 66 | 3.9% | 6.63% | #201 |
| 2024 | 117 | 78 | 6.0% | 5.50% | #197 |
| 2025 | 85 | 48 | 7.1% | 6.69% | #244 |
What Securitynational Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Securitynational Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mobile County | 36 | 22 | 2 | 5.6% |
| Baldwin County | 27 | 11 | 1 | 3.7% |
| Jefferson County | 5 | 4 | 1 | 20.0% |
| Henry County | 3 | 0 | 1 | 33.3% |
| Tuscaloosa County | 2 | 2 | 0 | 0.0% |
| Elmore County | 2 | 2 | 0 | 0.0% |
| Autauga County | 1 | 1 | 0 | 0.0% |
| Etowah County | 1 | 1 | 0 | 0.0% |
| Coffee County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 85 applications in 2025, of which 48 were originated and 6 denied.
7.1% of all applications, or 10.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Securitynational Mortgage originated in Alabama in 2025 was 6.69%, against a statewide median of 6.50%.
About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology