Republic State Mortgage · Georgia · 2025

Republic State Mortgage in Georgia: approval rate, denial rate and rates (2025)

Republic State Mortgage took 9 mortgage applications in Georgia in 2025, ranking #689 of 1,201 lenders active in the state. It originated 88.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 19.2%.

9Applicationsin GA
0.0%Decision denial ratestate 25.1%
5.99%Median ratestate 6.63%
$495,000Median loanstate $235,000
$3.7MVolume3 counties

Republic State Mortgage in Georgia vs the state

0.0%Denial rate-19.22 pts vs state
0.0%Decision denial rate-25.07 pts vs state
88.9%Origination rate+34.80 pts vs state
5.99%Median rate-0.63 pts vs state
0.18Rate spread (pts)-0.09 pts vs state
$161kMedian applicant income
8Loans originated
0Denied

What Republic State Mortgage lends in Georgia

By loan purpose

Home purchase 9 100% · 0.0% denied

By loan type

Conventional 5 56% · 0.0% denied
FHA 4 44% · 0.0% denied

Where in Georgia

Counties with the most Republic State Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jackson County 650 0.0%
Gwinnett County 220 0.0%
Paulding County 110 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 9 applications in 2025, of which 8 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Republic State Mortgage originated in Georgia in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Republic State Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology