Reliant Home Funding in Virginia vs the state
6.3%Denial rate-9.69 pts vs state
14.3%Decision denial rate-5.96 pts vs state
37.5%Origination rate-22.02 pts vs state
5.88%Median rate-0.75 pts vs state
-0.43Rate spread (pts)-0.65 pts vs state
$208kMedian applicant income
6Loans originated
1Denied
What Reliant Home Funding lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Reliant Home Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 3 | 2 | 0 | 0.0% |
| Virginia Beach city | 2 | 0 | 0 | 0.0% |
| Richmond city | 2 | 1 | 1 | 50.0% |
| Arlington County | 1 | 0 | 0 | 0.0% |
| Chesterfield County | 1 | 0 | 0 | 0.0% |
| Alexandria city | 1 | 0 | 0 | 0.0% |
| Grayson County | 1 | 0 | 0 | 0.0% |
| Prince William County | 1 | 1 | 0 | 0.0% |
| Northumberland County | 1 | 1 | 0 | 0.0% |
| Frederick County | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 16 applications in 2025, of which 6 were originated and 1 denied.
6.3% of all applications, or 14.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Reliant Home Funding originated in Virginia in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Reliant Home Funding's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology