Raymond James Bank · District of Columbia · 2025

Raymond James Bank in District of Columbia: approval rate, denial rate and rates (2025)

Raymond James Bank took 5 mortgage applications in District of Columbia in 2025, ranking #244 of 473 lenders active in the state. It originated 80.0% of them and denied 20.0% (20.0% of the applications it decided), against a statewide denial rate of 18.1%.

5Applicationsin DC
20.0%Decision denial ratestate 23.7%
5.50%Median ratestate 6.50%
$1,045,000Median loanstate $405,000
$3.7MVolume1 counties

Raymond James Bank in District of Columbia vs the state

20.0%Denial rate+1.94 pts vs state
20.0%Decision denial rate-3.74 pts vs state
80.0%Origination rate+24.49 pts vs state
5.50%Median rate-1.00 pts vs state
-0.54Rate spread (pts)-0.59 pts vs state
$423kMedian applicant income
4Loans originated
1Denied

Trend in District of Columbia

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023770.0%5.88%#199
20255420.0%5.50%#244

What Raymond James Bank lends in District of Columbia

By loan purpose

Home purchase 3 60% · 33.3% denied
Other / HELOC 2 40% · 0.0% denied

By loan type

Conventional 5 100% · 20.0% denied

Why it denied District of Columbia applicants

Debt-to-income ratio 1 100%

Where in District of Columbia

Counties with the most Raymond James Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
District of Columbia 541 20.0%

Other large lenders in District of Columbia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 78628.5%7.75%
Rocket MortgageC 67120.7%6.63%
Bank of AmericaF 54633.2%5.99%
First Savings MortgageA 5440.9%6.50%
Truist BankC 52941.2%6.25%
PNC BankD 46731.5%6.25%
JPMorgan Chase BankB 4597.6%6.38%
CitibankB 4179.6%6.00%
First Home MortgageB 3592.5%6.63%
NewrezD 35323.5%6.63%

Frequently asked questions

District of Columbia: 5 applications in 2025, of which 4 were originated and 1 denied.

20.0% of all applications, or 20.0% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.

The median rate on loans Raymond James Bank originated in District of Columbia in 2025 was 5.50%, against a statewide median of 6.50%.

About this data. Figures are Raymond James Bank's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology