Quad City Bank and Trust in Illinois vs the state
11.1%Denial rate-6.01 pts vs state
11.1%Decision denial rate-10.57 pts vs state
88.9%Origination rate+30.15 pts vs state
—Median rate
—Rate spread (pts)
$62kMedian applicant income
16Loans originated
2Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 39 | 2.5% | — | #487 |
| 2024 | 83 | 65 | 13.3% | — | #366 |
| 2025 | 18 | 16 | 11.1% | — | #612 |
What Quad City Bank and Trust lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Quad City Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rock Island County | 18 | 16 | 2 | 11.1% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 18 applications in 2025, of which 16 were originated and 2 denied.
11.1% of all applications, or 11.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Quad City Bank and Trust's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology