Primelending, a Plainscapital · South Dakota · 2025

Primelending, a Plainscapital in South Dakota: approval rate, denial rate and rates (2025)

Primelending, a Plainscapital took 8 mortgage applications in South Dakota in 2025, ranking #151 of 386 lenders active in the state. It originated 75.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.8%.

8Applicationsin SD
0.0%Decision denial ratestate 15.7%
6.56%Median ratestate 6.50%
$345,000Median loanstate $225,000
$2.7MVolume7 counties

Primelending, a Plainscapital in South Dakota vs the state

0.0%Denial rate-12.75 pts vs state
0.0%Decision denial rate-15.73 pts vs state
75.0%Origination rate+8.96 pts vs state
6.56%Median rate+0.06 pts vs state
0.16Rate spread (pts)-0.02 pts vs state
$156kMedian applicant income
6Loans originated
0Denied

Trend in South Dakota

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023750.0%6.99%#139
2025860.0%6.56%#151

What Primelending, a Plainscapital lends in South Dakota

By loan purpose

Home purchase 8 100% · 0.0% denied

By loan type

Conventional 5 63% · 0.0% denied
FHA 1 13% · 0.0% denied
VA 2 25% · 0.0% denied

Where in South Dakota

Counties with the most Primelending, a Plainscapital applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Meade County 220 0.0%
Sully County 110 0.0%
Hand County 110 0.0%
Marshall County 100 0.0%
Custer County 100 0.0%
Minnehaha County 110 0.0%
Pennington County 110 0.0%

Other large lenders in South Dakota

LenderGradeApplicationsDenial rateMedian rate
Plains Commerce BankB 2,2805.5%6.25%
First PREMIER BankC 1,38911.7%6.88%
First Bank & TrustC 1,32011.2%6.63%
Black Hills Federal Credit UnionD 1,22323.0%7.75%
Rocket MortgageC 1,02716.9%6.75%
CMG MortgageA 9192.3%6.38%
BankwestF 78614.0%7.25%
First Dakota National BankA 6904.6%6.50%
Levo Federal Credit UnionB 6446.8%7.50%
U.S. BankD 63724.0%6.99%

Frequently asked questions

South Dakota: 8 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.

The median rate on loans Primelending, a Plainscapital originated in South Dakota in 2025 was 6.56%, against a statewide median of 6.50%.

About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology