Premia Mortgage, LLC DBA Premia Relocation Mortgage · South Dakota · 2025

Premia Mortgage, LLC DBA Premia Relocation Mortgage in South Dakota: approval rate, denial rate and rates (2025)

Premia Mortgage, LLC DBA Premia Relocation Mortgage took 8 mortgage applications in South Dakota in 2025, ranking #148 of 386 lenders active in the state. It originated 87.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.8%.

8Applicationsin SD
0.0%Decision denial ratestate 15.7%
6.13%Median ratestate 6.50%
$425,000Median loanstate $225,000
$2.9MVolume4 counties

Premia Mortgage, LLC DBA Premia Relocation Mortgage in South Dakota vs the state

0.0%Denial rate-12.75 pts vs state
0.0%Decision denial rate-15.73 pts vs state
87.5%Origination rate+21.46 pts vs state
6.13%Median rate-0.38 pts vs state
0.06Rate spread (pts)-0.13 pts vs state
$142kMedian applicant income
7Loans originated
0Denied

Trend in South Dakota

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023650.0%5.99%#152
2025870.0%6.13%#148

What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in South Dakota

By loan purpose

Home purchase 7 88% · 0.0% denied
Refinance 1 13% · 0.0% denied

By loan type

Conventional 6 75% · 0.0% denied
VA 2 25% · 0.0% denied

Where in South Dakota

Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pennington County 320 0.0%
Minnehaha County 330 0.0%
Union County 110 0.0%
Brookings County 110 0.0%

Other large lenders in South Dakota

LenderGradeApplicationsDenial rateMedian rate
Plains Commerce BankB 2,2805.5%6.25%
First PREMIER BankC 1,38911.7%6.88%
First Bank & TrustC 1,32011.2%6.63%
Black Hills Federal Credit UnionD 1,22323.0%7.75%
Rocket MortgageC 1,02716.9%6.75%
CMG MortgageA 9192.3%6.38%
BankwestF 78614.0%7.25%
First Dakota National BankA 6904.6%6.50%
Levo Federal Credit UnionB 6446.8%7.50%
U.S. BankD 63724.0%6.99%

Frequently asked questions

South Dakota: 8 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.

The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in South Dakota in 2025 was 6.13%, against a statewide median of 6.50%.

About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology