Premia Mortgage, LLC DBA Premia Relocation Mortgage in Alabama vs the state
2.6%Denial rate-17.22 pts vs state
2.9%Decision denial rate-22.06 pts vs state
86.8%Origination rate+31.45 pts vs state
6.13%Median rate-0.38 pts vs state
-0.01Rate spread (pts)-0.30 pts vs state
$169kMedian applicant income
33Loans originated
1Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 38 | 2.0% | 6.31% | #281 |
| 2024 | 44 | 36 | 0.0% | 6.63% | #310 |
| 2025 | 38 | 33 | 2.6% | 6.13% | #336 |
What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 8 | 8 | 0 | 0.0% |
| Lee County | 4 | 4 | 0 | 0.0% |
| Houston County | 4 | 2 | 0 | 0.0% |
| Jefferson County | 3 | 2 | 1 | 33.3% |
| Baldwin County | 3 | 2 | 0 | 0.0% |
| Limestone County | 2 | 2 | 0 | 0.0% |
| Autauga County | 2 | 2 | 0 | 0.0% |
| Shelby County | 2 | 2 | 0 | 0.0% |
| Marshall County | 2 | 2 | 0 | 0.0% |
| Bibb County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 38 applications in 2025, of which 33 were originated and 1 denied.
2.6% of all applications, or 2.9% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in Alabama in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology