Plaza Home Mortgage in South Dakota vs the state
17.7%Denial rate+4.90 pts vs state
21.4%Decision denial rate+5.70 pts vs state
64.7%Origination rate-1.33 pts vs state
6.50%Median rate0.00 pts vs state
0.39Rate spread (pts)+0.21 pts vs state
$118kMedian applicant income
11Loans originated
3Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 3 | 0.0% | 6.75% | #147 |
| 2024 | 7 | 5 | 28.6% | 7.19% | #143 |
| 2025 | 17 | 11 | 17.7% | 6.50% | #112 |
What Plaza Home Mortgage lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pennington County | 11 | 7 | 2 | 18.2% |
| Meade County | 2 | 2 | 0 | 0.0% |
| Custer County | 1 | 1 | 0 | 0.0% |
| Fall River County | 1 | 1 | 0 | 0.0% |
| Roberts County | 1 | 0 | 1 | 100.0% |
| Beadle County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 17 applications in 2025, of which 11 were originated and 3 denied.
17.7% of all applications, or 21.4% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans Plaza Home Mortgage originated in South Dakota in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology