Pioneer Bank · Iowa · 2025

Pioneer Bank in Iowa: approval rate, denial rate and rates (2025)

Pioneer Bank took 37 mortgage applications in Iowa in 2025, ranking #252 of 739 lenders active in the state. It originated 91.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.9%.

37Applicationsin IA
0.0%Decision denial ratestate 15.3%
Median ratestate 6.50%
$175,000Median loanstate $135,000
$11MVolume1 counties

Pioneer Bank in Iowa vs the state

0.0%Denial rate-12.86 pts vs state
0.0%Decision denial rate-15.31 pts vs state
91.9%Origination rate+23.43 pts vs state
Median rate
Rate spread (pts)
$118kMedian applicant income
34Loans originated
0Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
202326220.0%#263
202438362.6%#235
202537340.0%#252

What Pioneer Bank lends in Iowa

By loan purpose

Home purchase 20 54% · 0.0% denied
Refinance 13 35% · 0.0% denied
Cash-out refinance 1 3% · 0.0% denied
Home improvement 1 3% · 0.0% denied
Other / HELOC 2 5% · 0.0% denied

By loan type

Conventional 37 100% · 0.0% denied

Where in Iowa

Counties with the most Pioneer Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Woodbury County 37340 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 37 applications in 2025, of which 34 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Pioneer Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology