Pinnacle Bank - Wyoming in South Dakota vs the state
0.0%Denial rate-12.75 pts vs state
0.0%Decision denial rate-15.73 pts vs state
50.0%Origination rate-16.04 pts vs state
—Median rate
—Rate spread (pts)
$292kMedian applicant income
4Loans originated
0Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 3 | 40.0% | 8.25% | #158 |
| 2025 | 8 | 4 | 0.0% | — | #144 |
What Pinnacle Bank - Wyoming lends in South Dakota
By loan purpose
By loan type
Where in South Dakota
Counties with the most Pinnacle Bank - Wyoming applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lawrence County | 5 | 2 | 0 | 0.0% |
| Butte County | 2 | 2 | 0 | 0.0% |
| Pennington County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 8 applications in 2025, of which 4 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Pinnacle Bank - Wyoming's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology