Performance Equity Partners in Texas vs the state
60.2%Denial rate+40.78 pts vs state
69.3%Decision denial rate+44.38 pts vs state
16.2%Origination rate-38.65 pts vs state
13.20%Median rate+6.70 pts vs state
8.43Rate spread (pts)+8.23 pts vs state
$48kMedian applicant income
31Loans originated
115Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 192 | 27 | 47.4% | 13.32% | #413 |
| 2024 | 182 | 33 | 55.0% | 14.30% | #423 |
| 2025 | 191 | 31 | 60.2% | 13.20% | #422 |
What Performance Equity Partners lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 191 applications in 2025, of which 31 were originated and 115 denied.
60.2% of all applications, or 69.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Performance Equity Partners originated in Texas in 2025 was 13.20%, against a statewide median of 6.50%.
About this data. Figures are Performance Equity Partners's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology