Performance Equity Partners in Illinois vs the state
60.9%Denial rate+43.81 pts vs state
69.2%Decision denial rate+47.52 pts vs state
17.6%Origination rate-41.13 pts vs state
13.55%Median rate+6.80 pts vs state
8.46Rate spread (pts)+8.08 pts vs state
$46kMedian applicant income
87Loans originated
301Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 208 | 38 | 54.3% | 13.58% | #215 |
| 2024 | 146 | 27 | 58.9% | 13.60% | #275 |
| 2025 | 494 | 87 | 60.9% | 13.55% | #127 |
What Performance Equity Partners lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 494 applications in 2025, of which 87 were originated and 301 denied.
60.9% of all applications, or 69.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Performance Equity Partners originated in Illinois in 2025 was 13.55%, against a statewide median of 6.75%.
About this data. Figures are Performance Equity Partners's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology