Ony Glo in Minnesota vs the state
27.8%Denial rate+14.18 pts vs state
31.3%Decision denial rate+14.90 pts vs state
61.1%Origination rate-5.26 pts vs state
6.13%Median rate-0.50 pts vs state
-0.23Rate spread (pts)-0.49 pts vs state
$146kMedian applicant income
11Loans originated
5Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 3 | 44.4% | 6.62% | #461 |
| 2025 | 18 | 11 | 27.8% | 6.13% | #397 |
What Ony Glo lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Ony Glo applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 7 | 4 | 3 | 42.9% |
| Dakota County | 5 | 4 | 1 | 20.0% |
| Ramsey County | 3 | 1 | 0 | 0.0% |
| Winona County | 1 | 0 | 1 | 100.0% |
| Anoka County | 1 | 1 | 0 | 0.0% |
| Steele County | 1 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 18 applications in 2025, of which 11 were originated and 5 denied.
27.8% of all applications, or 31.3% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Ony Glo originated in Minnesota in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Ony Glo's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology