Old National Bank in South Dakota vs the state
12.5%Denial rate-0.25 pts vs state
25.0%Decision denial rate+9.27 pts vs state
37.5%Origination rate-28.54 pts vs state
6.00%Median rate-0.50 pts vs state
-0.87Rate spread (pts)-1.05 pts vs state
$102kMedian applicant income
3Loans originated
1Denied
What Old National Bank lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pennington County | 4 | 2 | 1 | 25.0% |
| Roberts County | 1 | 0 | 0 | 0.0% |
| Meade County | 1 | 0 | 0 | 0.0% |
| Hughes County | 1 | 1 | 0 | 0.0% |
| Custer County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 8 applications in 2025, of which 3 were originated and 1 denied.
12.5% of all applications, or 25.0% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans Old National Bank originated in South Dakota in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology