Northbrook Bank and Trust Company · Utah · 2025

Northbrook Bank and Trust Company in Utah: approval rate, denial rate and rates (2025)

Northbrook Bank and Trust Company took 6 mortgage applications in Utah in 2025, ranking #323 of 575 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.0%.

6Applicationsin UT
0.0%Decision denial ratestate 19.2%
Median ratestate 6.63%
$1,705,000Median loanstate $305,000
$27MVolume2 counties

Northbrook Bank and Trust Company in Utah vs the state

0.0%Denial rate-15.96 pts vs state
0.0%Decision denial rate-19.18 pts vs state
100.0%Origination rate+36.76 pts vs state
Median rate
Rate spread (pts)
Median applicant income
6Loans originated
0Denied

What Northbrook Bank and Trust Company lends in Utah

By loan purpose

Home purchase 3 50% · 0.0% denied
Refinance 3 50% · 0.0% denied

By loan type

Conventional 6 100% · 0.0% denied

Where in Utah

Counties with the most Northbrook Bank and Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Weber County 550 0.0%
Salt Lake County 110 0.0%

Other large lenders in Utah

LenderGradeApplicationsDenial rateMedian rate
AMERICA FIRST Federal Credit UnionC 16,30318.3%6.99%
Mountain America Federal Credit UnionD 15,40136.5%7.24%
United Shore Financial ServicesB 11,3258.5%6.25%
Rocket MortgageC 6,27614.6%6.63%
Guild MortgageA 5,4271.5%6.50%
Intercap LendingA 4,8810.7%6.50%
GoldenwestB 4,79417.6%7.50%
First Colony MortgageA 3,4992.1%6.38%
Kind LendingC 3,22720.3%6.50%
Zions BancorporationB 3,01322.9%6.49%

Frequently asked questions

Utah: 6 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Northbrook Bank and Trust Company's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology