North Shore Trust and Savings in South Carolina vs the state
0.0%Denial rate-18.31 pts vs state
0.0%Decision denial rate-23.47 pts vs state
42.9%Origination rate-13.75 pts vs state
—Median rate
—Rate spread (pts)
$149kMedian applicant income
3Loans originated
0Denied
What North Shore Trust and Savings lends in South Carolina
By loan purpose
By loan type
Where in South Carolina
Counties with the most North Shore Trust and Savings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 2 | 1 | 0 | 0.0% |
| Horry County | 2 | 0 | 0 | 0.0% |
| Berkeley County | 1 | 1 | 0 | 0.0% |
| Lexington County | 1 | 0 | 0 | 0.0% |
| Charleston County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 7 applications in 2025, of which 3 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are North Shore Trust and Savings's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology