Nationstar Mortgage in South Dakota vs the state
13.7%Denial rate+0.99 pts vs state
16.2%Decision denial rate+0.49 pts vs state
71.0%Origination rate+4.95 pts vs state
8.25%Median rate+1.75 pts vs state
2.58Rate spread (pts)+2.40 pts vs state
$104kMedian applicant income
93Loans originated
18Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 77 | 40 | 19.5% | 6.75% | #53 |
| 2024 | 91 | 58 | 15.4% | 6.99% | #50 |
| 2025 | 131 | 93 | 13.7% | 8.25% | #49 |
What Nationstar Mortgage lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pennington County | 32 | 23 | 5 | 15.6% |
| Minnehaha County | 25 | 18 | 4 | 16.0% |
| Lincoln County | 15 | 10 | 4 | 26.7% |
| Meade County | 7 | 6 | 0 | 0.0% |
| Lawrence County | 7 | 4 | 0 | 0.0% |
| Clay County | 6 | 5 | 0 | 0.0% |
| Davison County | 5 | 4 | 0 | 0.0% |
| Codington County | 4 | 3 | 0 | 0.0% |
| Brown County | 3 | 2 | 1 | 33.3% |
| Fall River County | 3 | 2 | 1 | 33.3% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 131 applications in 2025, of which 93 were originated and 18 denied.
13.7% of all applications, or 16.2% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans Nationstar Mortgage originated in South Dakota in 2025 was 8.25%, against a statewide median of 6.50%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology