Mortgage Solutions of Colorado in South Dakota vs the state
5.6%Denial rate-7.19 pts vs state
8.3%Decision denial rate-7.40 pts vs state
55.6%Origination rate-10.48 pts vs state
7.63%Median rate+1.13 pts vs state
0.96Rate spread (pts)+0.78 pts vs state
$116kMedian applicant income
10Loans originated
1Denied
What Mortgage Solutions of Colorado lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davison County | 5 | 3 | 0 | 0.0% |
| Pennington County | 2 | 1 | 0 | 0.0% |
| Meade County | 2 | 1 | 0 | 0.0% |
| Hutchinson County | 1 | 0 | 1 | 100.0% |
| Minnehaha County | 1 | 0 | 0 | 0.0% |
| Roberts County | 1 | 1 | 0 | 0.0% |
| Kingsbury County | 1 | 1 | 0 | 0.0% |
| Butte County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Hanson County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 18 applications in 2025, of which 10 were originated and 1 denied.
5.6% of all applications, or 8.3% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans Mortgage Solutions of Colorado originated in South Dakota in 2025 was 7.63%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology