Mortgage Equity Partners in Virginia vs the state
22.2%Denial rate+6.28 pts vs state
25.0%Decision denial rate+4.75 pts vs state
66.7%Origination rate+7.15 pts vs state
6.75%Median rate+0.13 pts vs state
0.40Rate spread (pts)+0.18 pts vs state
$102kMedian applicant income
6Loans originated
2Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 5 | 0.0% | 7.00% | #636 |
| 2024 | 15 | 9 | 6.7% | 6.75% | #520 |
| 2025 | 9 | 6 | 22.2% | 6.75% | #583 |
What Mortgage Equity Partners lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Mortgage Equity Partners applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince William County | 2 | 1 | 1 | 50.0% |
| Fairfax County | 2 | 2 | 0 | 0.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| Patrick County | 1 | 1 | 0 | 0.0% |
| Henrico County | 1 | 0 | 0 | 0.0% |
| Caroline County | 1 | 1 | 0 | 0.0% |
| Chesterfield County | 1 | 0 | 1 | 100.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 9 applications in 2025, of which 6 were originated and 2 denied.
22.2% of all applications, or 25.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Mortgage Equity Partners originated in Virginia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Equity Partners's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology