Morgan Stanley Private Bank in District of Columbia vs the state
4.4%Denial rate-13.65 pts vs state
4.9%Decision denial rate-18.82 pts vs state
85.3%Origination rate+29.78 pts vs state
5.75%Median rate-0.75 pts vs state
-0.27Rate spread (pts)-0.32 pts vs state
$383kMedian applicant income
58Loans originated
3Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 81 | 69 | 2.5% | 5.58% | #45 |
| 2024 | 82 | 61 | 1.2% | 6.05% | #47 |
| 2025 | 68 | 58 | 4.4% | 5.75% | #60 |
What Morgan Stanley Private Bank lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most Morgan Stanley Private Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 68 | 58 | 3 | 4.4% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
Frequently asked questions
District of Columbia: 68 applications in 2025, of which 58 were originated and 3 denied.
4.4% of all applications, or 4.9% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans Morgan Stanley Private Bank originated in District of Columbia in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Morgan Stanley Private Bank's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology