Marine Federal Credit Union · Virginia · 2025

Marine Federal Credit Union in Virginia: approval rate, denial rate and rates (2025)

Marine Federal Credit Union took 7 mortgage applications in Virginia in 2025, ranking #604 of 1,013 lenders active in the state. It originated 71.4% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.9%.

7Applicationsin VA
0.0%Decision denial ratestate 20.3%
Median ratestate 6.63%
$185,000Median loanstate $255,000
$1.3MVolume3 counties

Marine Federal Credit Union in Virginia vs the state

0.0%Denial rate-15.94 pts vs state
0.0%Decision denial rate-20.25 pts vs state
71.4%Origination rate+11.91 pts vs state
Median rate
Rate spread (pts)
$115kMedian applicant income
5Loans originated
0Denied

Trend in Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20248612.5%#583
2025750.0%#604

What Marine Federal Credit Union lends in Virginia

By loan purpose

Home purchase 3 43% · 0.0% denied
Refinance 1 14% · 0.0% denied
Cash-out refinance 3 43% · 0.0% denied

By loan type

Conventional 6 86% · 0.0% denied
VA 1 14% · 0.0% denied

Where in Virginia

Counties with the most Marine Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Spotsylvania County 430 0.0%
Stafford County 210 0.0%
Fluvanna County 110 0.0%

Other large lenders in Virginia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 19,39519.3%7.75%
Rocket MortgageC 19,27414.8%6.63%
United Shore Financial ServicesB 13,99410.4%6.12%
Truist BankC 11,83831.6%6.49%
Mortgage Research CenterC 9,00016.7%6.25%
Pennymac Loan ServicesC 8,33410.7%6.38%
Freedom MortgageB 8,0296.5%6.25%
Bank of AmericaF 6,58431.9%6.24%
NewrezD 6,39016.4%6.38%
Movement MortgageA 6,1264.3%6.56%

Frequently asked questions

Virginia: 7 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Marine Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology