Mainstreet Community Bank of Florida in Georgia vs the state
11.1%Denial rate-8.11 pts vs state
11.8%Decision denial rate-13.31 pts vs state
83.3%Origination rate+29.24 pts vs state
—Median rate
—Rate spread (pts)
$88kMedian applicant income
15Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 7 | 0.0% | — | #629 |
| 2024 | 18 | 16 | 11.1% | — | #568 |
| 2025 | 18 | 15 | 11.1% | — | #584 |
What Mainstreet Community Bank of Florida lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most Mainstreet Community Bank of Florida applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Grady County | 17 | 14 | 2 | 11.8% |
| Colquitt County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 18 applications in 2025, of which 15 were originated and 2 denied.
11.1% of all applications, or 11.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Mainstreet Community Bank of Florida's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology