LoanUnited.com in Virginia vs the state
7.0%Denial rate-8.95 pts vs state
13.4%Decision denial rate-6.86 pts vs state
45.2%Origination rate-14.31 pts vs state
6.13%Median rate-0.50 pts vs state
-0.17Rate spread (pts)-0.39 pts vs state
$112kMedian applicant income
330Loans originated
51Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 248 | 93 | 5.2% | 6.38% | #165 |
| 2024 | 493 | 228 | 1.8% | 6.00% | #111 |
| 2025 | 730 | 330 | 7.0% | 6.13% | #95 |
What LoanUnited.com lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 76 | 39 | 4 | 5.3% |
| Chesapeake city | 64 | 41 | 1 | 1.6% |
| Norfolk city | 57 | 31 | 1 | 1.8% |
| Chesterfield County | 57 | 21 | 5 | 8.8% |
| Prince William County | 40 | 12 | 5 | 12.5% |
| Suffolk city | 36 | 15 | 1 | 2.8% |
| Fairfax County | 35 | 9 | 1 | 2.9% |
| Portsmouth city | 28 | 13 | 1 | 3.6% |
| Hampton city | 27 | 15 | 4 | 14.8% |
| Loudoun County | 24 | 6 | 3 | 12.5% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 730 applications in 2025, of which 330 were originated and 51 denied.
7.0% of all applications, or 13.4% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans LoanUnited.com originated in Virginia in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology