Unnamed lender 9845005BP6974AE5D838 in Alabama vs the state
25.0%Denial rate+5.15 pts vs state
30.0%Decision denial rate+5.00 pts vs state
50.0%Origination rate-5.39 pts vs state
7.56%Median rate+1.06 pts vs state
1.36Rate spread (pts)+1.07 pts vs state
$4kMedian applicant income
12Loans originated
6Denied
What Unnamed lender 9845005BP6974AE5D838 lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 5 | 5 | 0 | 0.0% |
| Mobile County | 4 | 2 | 2 | 50.0% |
| Jefferson County | 3 | 1 | 2 | 66.7% |
| Coffee County | 2 | 0 | 1 | 50.0% |
| Morgan County | 2 | 1 | 0 | 0.0% |
| Baldwin County | 2 | 1 | 0 | 0.0% |
| DeKalb County | 1 | 0 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| Walker County | 1 | 0 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 24 applications in 2025, of which 12 were originated and 6 denied.
25.0% of all applications, or 30.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in Alabama in 2025 was 7.56%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology