Unnamed lender 254900HL2VMAYA3J5494 in California vs the state
0.0%Denial rate-17.42 pts vs state
0.0%Decision denial rate-22.40 pts vs state
71.4%Origination rate+15.23 pts vs state
7.25%Median rate+0.63 pts vs state
0.86Rate spread (pts)+0.59 pts vs state
$522kMedian applicant income
5Loans originated
0Denied
What Unnamed lender 254900HL2VMAYA3J5494 lends in California
By loan purpose
By loan type
Where in California
Counties with the most Unnamed lender 254900HL2VMAYA3J5494 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| San Diego County | 3 | 2 | 0 | 0.0% |
| Los Angeles County | 2 | 1 | 0 | 0.0% |
| Santa Cruz County | 1 | 1 | 0 | 0.0% |
| Ventura County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 7 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Unnamed lender 254900HL2VMAYA3J5494 originated in California in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 254900HL2VMAYA3J5494's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology