Unnamed lender 2549005FUF02T1IFCA22 · South Carolina · 2025

Unnamed lender 2549005FUF02T1IFCA22 in South Carolina: approval rate, denial rate and rates (2025)

Unnamed lender 2549005FUF02T1IFCA22 took 20 mortgage applications in South Carolina in 2025, ranking #452 of 1,143 lenders active in the state. It originated 70.0% of them and denied 20.0% (22.2% of the applications it decided), against a statewide denial rate of 18.3%.

20Applicationsin SC
22.2%Decision denial ratestate 23.5%
7.38%Median ratestate 6.50%
$195,000Median loanstate $225,000
$5.9MVolume4 counties

Unnamed lender 2549005FUF02T1IFCA22 in South Carolina vs the state

20.0%Denial rate+1.69 pts vs state
22.2%Decision denial rate-1.25 pts vs state
70.0%Origination rate+13.39 pts vs state
7.38%Median rate+0.88 pts vs state
1.11Rate spread (pts)+0.89 pts vs state
$168kMedian applicant income
14Loans originated
4Denied

What Unnamed lender 2549005FUF02T1IFCA22 lends in South Carolina

By loan purpose

Home purchase 18 90% · 22.2% denied
Cash-out refinance 2 10% · 0.0% denied

By loan type

Conventional 20 100% · 20.0% denied

Why it denied South Carolina applicants

Debt-to-income ratio 2 50%
Collateral 1 25%
Other 1 25%

Where in South Carolina

Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Horry County 16114 25.0%
Greenville County 210 0.0%
Lexington County 110 0.0%
Spartanburg County 110 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 20 applications in 2025, of which 14 were originated and 4 denied.

20.0% of all applications, or 22.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in South Carolina in 2025 was 7.38%, against a statewide median of 6.50%.

About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology