Land Home Financial Services in Michigan vs the state
20.0%Denial rate+1.48 pts vs state
20.0%Decision denial rate-2.58 pts vs state
80.0%Origination rate+20.11 pts vs state
6.75%Median rate0.00 pts vs state
0.50Rate spread (pts)+0.10 pts vs state
$120kMedian applicant income
4Loans originated
1Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 15 | 0.0% | 7.13% | #425 |
| 2024 | 9 | 3 | 11.1% | 7.13% | #522 |
| 2025 | 5 | 4 | 20.0% | 6.75% | #595 |
What Land Home Financial Services lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monroe County | 4 | 4 | 0 | 0.0% |
| Wayne County | 1 | 0 | 1 | 100.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 5 applications in 2025, of which 4 were originated and 1 denied.
20.0% of all applications, or 20.0% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Land Home Financial Services originated in Michigan in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology