Lakeview Community Capital in Texas vs the state
1.3%Denial rate-18.12 pts vs state
1.3%Decision denial rate-23.57 pts vs state
88.4%Origination rate+33.54 pts vs state
6.25%Median rate-0.25 pts vs state
0.27Rate spread (pts)+0.08 pts vs state
$3kMedian applicant income
947Loans originated
14Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 92 | 89 | 0.0% | 6.99% | #573 |
| 2024 | 484 | 417 | 1.2% | 6.25% | #256 |
| 2025 | 1,071 | 947 | 1.3% | 6.25% | #166 |
What Lakeview Community Capital lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,071 applications in 2025, of which 947 were originated and 14 denied.
1.3% of all applications, or 1.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Lakeview Community Capital originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Lakeview Community Capital's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology