Lakeview Community Capital · Illinois · 2025

Lakeview Community Capital in Illinois: approval rate, denial rate and rates (2025)

Lakeview Community Capital took 188 mortgage applications in Illinois in 2025, ranking #253 of 1,150 lenders active in the state. It originated 87.2% of them and denied 1.1% (1.1% of the applications it decided), against a statewide denial rate of 17.1%.

188Applicationsin IL
1.1%Decision denial ratestate 21.7%
6.25%Median ratestate 6.75%
$295,000Median loanstate $185,000
$53MVolume0 counties

Lakeview Community Capital in Illinois vs the state

1.1%Denial rate-16.06 pts vs state
1.1%Decision denial rate-20.59 pts vs state
87.2%Origination rate+28.49 pts vs state
6.25%Median rate-0.50 pts vs state
0.33Rate spread (pts)-0.06 pts vs state
$1kMedian applicant income
164Loans originated
2Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
202361581.6%7.38%#415
202476710.0%6.25%#381
20251881641.1%6.25%#253

What Lakeview Community Capital lends in Illinois

By loan purpose

Refinance 143 76% · 1.4% denied
Cash-out refinance 45 24% · 0.0% denied

By loan type

Conventional 31 16% · 0.0% denied
FHA 125 66% · 0.8% denied
VA 32 17% · 3.1% denied

Why it denied Illinois applicants

Credit history 2 100%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 188 applications in 2025, of which 164 were originated and 2 denied.

1.1% of all applications, or 1.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans Lakeview Community Capital originated in Illinois in 2025 was 6.25%, against a statewide median of 6.75%.

About this data. Figures are Lakeview Community Capital's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology