Kiavi Funding in South Dakota vs the state
25.0%Denial rate+12.25 pts vs state
28.6%Decision denial rate+12.84 pts vs state
62.5%Origination rate-3.54 pts vs state
11.49%Median rate+4.99 pts vs state
—Rate spread (pts)
—Median applicant income
5Loans originated
2Denied
What Kiavi Funding lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most Kiavi Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Minnehaha County | 3 | 1 | 1 | 33.3% |
| Pennington County | 3 | 3 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 1 | 100.0% |
| Lawrence County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 8 applications in 2025, of which 5 were originated and 2 denied.
25.0% of all applications, or 28.6% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans Kiavi Funding originated in South Dakota in 2025 was 11.49%, against a statewide median of 6.50%.
About this data. Figures are Kiavi Funding's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology