Keystone Funding in District of Columbia vs the state
0.0%Denial rate-18.06 pts vs state
0.0%Decision denial rate-23.74 pts vs state
100.0%Origination rate+44.49 pts vs state
6.50%Median rate0.00 pts vs state
-0.03Rate spread (pts)-0.08 pts vs state
$205kMedian applicant income
7Loans originated
0Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 3 | 0.0% | 6.13% | #226 |
| 2025 | 7 | 7 | 0.0% | 6.50% | #221 |
What Keystone Funding lends in District of Columbia
By loan purpose
By loan type
Where in District of Columbia
Counties with the most Keystone Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 7 | 7 | 0 | 0.0% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
Frequently asked questions
District of Columbia: 7 applications in 2025, of which 7 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans Keystone Funding originated in District of Columbia in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Keystone Funding's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology