Jewett City Savings Bank · Rhode Island · 2025

Jewett City Savings Bank in Rhode Island: approval rate, denial rate and rates (2025)

Jewett City Savings Bank took 6 mortgage applications in Rhode Island in 2025, ranking #233 of 453 lenders active in the state. It originated 33.3% of them and denied 16.7% (33.3% of the applications it decided), against a statewide denial rate of 18.7%.

6Applicationsin RI
33.3%Decision denial ratestate 23.2%
Median ratestate 6.75%
$260,000Median loanstate $255,000
$470kVolume2 counties

Jewett City Savings Bank in Rhode Island vs the state

16.7%Denial rate-2.03 pts vs state
33.3%Decision denial rate+10.16 pts vs state
33.3%Origination rate-26.42 pts vs state
Median rate
Rate spread (pts)
$132kMedian applicant income
2Loans originated
1Denied

Trend in Rhode Island

YearApplicationsOriginatedDenial rateMedian rateRank in state
202310720.0%#172
202410420.0%#185
20256216.7%#233

What Jewett City Savings Bank lends in Rhode Island

By loan purpose

Home purchase 3 50% · 0.0% denied
Refinance 2 33% · 0.0% denied
Cash-out refinance 1 17% · 100.0% denied

By loan type

Conventional 6 100% · 16.7% denied

Why it denied Rhode Island applicants

Debt-to-income ratio 1 100%

Where in Rhode Island

Counties with the most Jewett City Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washington County 521 20.0%
Kent County 100 0.0%

Other large lenders in Rhode Island

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 6,32927.8%7.40%
Navigant Credit UnionB 2,84716.1%6.50%
COASTAL1 Credit UnionB 1,93124.3%6.75%
The Washington Trust Company, of WesterlyC 1,75521.9%6.38%
Rocket MortgageC 1,43019.7%6.75%
Movement MortgageA 1,3083.6%6.63%
Bank of AmericaF 1,29839.1%6.24%
Primary Residential MortgageC 1,0568.4%6.63%
BankNewportB 1,01419.7%6.63%
CMG MortgageA 9927.6%6.63%

Frequently asked questions

Rhode Island: 6 applications in 2025, of which 2 were originated and 1 denied.

16.7% of all applications, or 33.3% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Jewett City Savings Bank's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology