Ice Lender Holdings in Hawaii vs the state
23.5%Denial rate+1.70 pts vs state
44.4%Decision denial rate+17.13 pts vs state
29.4%Origination rate-25.96 pts vs state
7.88%Median rate+1.72 pts vs state
—Rate spread (pts)
—Median applicant income
5Loans originated
4Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 2 | 33.3% | 9.44% | #173 |
| 2025 | 17 | 5 | 23.5% | 7.88% | #136 |
What Ice Lender Holdings lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maui County | 8 | 4 | 0 | 0.0% |
| Honolulu County | 5 | 0 | 3 | 60.0% |
| Hawaii County | 2 | 1 | 1 | 50.0% |
| Kauai County | 1 | 0 | 0 | 0.0% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 17 applications in 2025, of which 5 were originated and 4 denied.
23.5% of all applications, or 44.4% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans Ice Lender Holdings originated in Hawaii in 2025 was 7.88%, against a statewide median of 6.15%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology