Rocket Mortgage in Hawaii vs the state
22.4%Denial rate+0.53 pts vs state
24.3%Decision denial rate-3.04 pts vs state
67.3%Origination rate+11.89 pts vs state
6.63%Median rate+0.47 pts vs state
0.22Rate spread (pts)+0.47 pts vs state
$139kMedian applicant income
1,101Loans originated
366Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 985 | 680 | 19.0% | 6.50% | #8 |
| 2024 | 1,378 | 979 | 20.4% | 6.63% | #5 |
| 2025 | 1,637 | 1,101 | 22.4% | 6.63% | #6 |
What Rocket Mortgage lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 962 | 646 | 209 | 21.7% |
| Hawaii County | 408 | 282 | 90 | 22.1% |
| Maui County | 159 | 97 | 51 | 32.1% |
| Kauai County | 108 | 76 | 16 | 14.8% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
| Newrez | D | 891 | 16.5% | 6.25% |
Frequently asked questions
Hawaii: 1,637 applications in 2025, of which 1,101 were originated and 366 denied.
22.4% of all applications, or 24.3% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans Rocket Mortgage originated in Hawaii in 2025 was 6.63%, against a statewide median of 6.15%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology