Newrez in Hawaii vs the state
16.5%Denial rate-5.33 pts vs state
27.2%Decision denial rate-0.14 pts vs state
44.0%Origination rate-11.37 pts vs state
6.25%Median rate+0.10 pts vs state
-0.11Rate spread (pts)+0.14 pts vs state
$152kMedian applicant income
392Loans originated
147Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 364 | 147 | 17.9% | 6.63% | #18 |
| 2024 | 576 | 249 | 21.5% | 6.63% | #14 |
| 2025 | 891 | 392 | 16.5% | 6.25% | #11 |
What Newrez lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 592 | 296 | 77 | 13.0% |
| Hawaii County | 136 | 37 | 38 | 27.9% |
| Maui County | 109 | 40 | 23 | 21.1% |
| Kauai County | 54 | 19 | 9 | 16.7% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 891 applications in 2025, of which 392 were originated and 147 denied.
16.5% of all applications, or 27.2% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans Newrez originated in Hawaii in 2025 was 6.25%, against a statewide median of 6.15%.
About this data. Figures are Newrez's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology