IAA Credit Union · Indiana · 2025

IAA Credit Union in Indiana: approval rate, denial rate and rates (2025)

IAA Credit Union took 5 mortgage applications in Indiana in 2025, ranking #631 of 1,025 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.6%.

5Applicationsin IN
0.0%Decision denial ratestate 20.1%
5.88%Median ratestate 6.75%
$375,000Median loanstate $155,000
$2.0MVolume4 counties

IAA Credit Union in Indiana vs the state

0.0%Denial rate-16.57 pts vs state
0.0%Decision denial rate-20.14 pts vs state
100.0%Origination rate+37.75 pts vs state
5.88%Median rate-0.88 pts vs state
-0.15Rate spread (pts)-0.51 pts vs state
$214kMedian applicant income
5Loans originated
0Denied

What IAA Credit Union lends in Indiana

By loan purpose

Home purchase 4 80% · 0.0% denied
Refinance 1 20% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in Indiana

Counties with the most IAA Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lake County 220 0.0%
Boone County 110 0.0%
Vanderburgh County 110 0.0%
LaPorte County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 5 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans IAA Credit Union originated in Indiana in 2025 was 5.88%, against a statewide median of 6.75%.

About this data. Figures are IAA Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology