Homebridge Financial Services in South Dakota vs the state
22.2%Denial rate+9.47 pts vs state
22.2%Decision denial rate+6.49 pts vs state
77.8%Origination rate+11.74 pts vs state
10.42%Median rate+3.91 pts vs state
0.18Rate spread (pts)-0.01 pts vs state
$88kMedian applicant income
7Loans originated
2Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 10 | 7.7% | 11.22% | #111 |
| 2024 | 10 | 9 | 0.0% | 11.22% | #121 |
| 2025 | 9 | 7 | 22.2% | 10.42% | #139 |
What Homebridge Financial Services lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pennington County | 2 | 1 | 1 | 50.0% |
| Meade County | 2 | 2 | 0 | 0.0% |
| Minnehaha County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Bon Homme County | 1 | 1 | 0 | 0.0% |
| Yankton County | 1 | 0 | 1 | 100.0% |
| Lawrence County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 9 applications in 2025, of which 7 were originated and 2 denied.
22.2% of all applications, or 22.2% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans Homebridge Financial Services originated in South Dakota in 2025 was 10.42%, against a statewide median of 6.50%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology