Homebridge Financial Services · District of Columbia · 2025

Homebridge Financial Services in District of Columbia: approval rate, denial rate and rates (2025)

Homebridge Financial Services took 29 mortgage applications in District of Columbia in 2025, ranking #100 of 473 lenders active in the state. It originated 65.5% of them and denied 20.7% (24.0% of the applications it decided), against a statewide denial rate of 18.1%.

29Applicationsin DC
24.0%Decision denial ratestate 23.7%
10.79%Median ratestate 6.50%
$135,000Median loanstate $405,000
$4.0MVolume1 counties

Homebridge Financial Services in District of Columbia vs the state

20.7%Denial rate+2.63 pts vs state
24.0%Decision denial rate+0.26 pts vs state
65.5%Origination rate+10.01 pts vs state
10.79%Median rate+4.29 pts vs state
0.62Rate spread (pts)+0.57 pts vs state
$165kMedian applicant income
19Loans originated
6Denied

Trend in District of Columbia

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023201030.0%7.69%#111
202410440.0%9.31%#171
2025291920.7%10.79%#100

What Homebridge Financial Services lends in District of Columbia

By loan purpose

Home purchase 2 7% · 50.0% denied
Refinance 1 3% · 0.0% denied
Cash-out refinance 1 3% · 100.0% denied
Home improvement 12 41% · 16.7% denied
Other / HELOC 13 45% · 15.4% denied

By loan type

Conventional 26 90% · 15.4% denied
FHA 2 7% · 50.0% denied
VA 1 3% · 100.0% denied

Why it denied District of Columbia applicants

Unverifiable information 3 50%
Debt-to-income ratio 1 17%
Collateral 1 17%
Incomplete application 1 17%

Where in District of Columbia

Counties with the most Homebridge Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
District of Columbia 29196 20.7%

Other large lenders in District of Columbia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 78628.5%7.75%
Rocket MortgageC 67120.7%6.63%
Bank of AmericaF 54633.2%5.99%
First Savings MortgageA 5440.9%6.50%
Truist BankC 52941.2%6.25%
PNC BankD 46731.5%6.25%
JPMorgan Chase BankB 4597.6%6.38%
CitibankB 4179.6%6.00%
First Home MortgageB 3592.5%6.63%
NewrezD 35323.5%6.63%

Frequently asked questions

District of Columbia: 29 applications in 2025, of which 19 were originated and 6 denied.

20.7% of all applications, or 24.0% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.

The median rate on loans Homebridge Financial Services originated in District of Columbia in 2025 was 10.79%, against a statewide median of 6.50%.

About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology