Hancock Whitney Bank in Alabama vs the state
18.9%Denial rate-0.96 pts vs state
22.3%Decision denial rate-2.66 pts vs state
63.2%Origination rate+7.77 pts vs state
5.88%Median rate-0.63 pts vs state
-0.04Rate spread (pts)-0.33 pts vs state
$76kMedian applicant income
204Loans originated
61Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 295 | 165 | 21.0% | 7.13% | #103 |
| 2024 | 273 | 170 | 16.9% | 6.50% | #113 |
| 2025 | 323 | 204 | 18.9% | 5.88% | #115 |
What Hancock Whitney Bank lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Hancock Whitney Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mobile County | 233 | 148 | 44 | 18.9% |
| Baldwin County | 54 | 38 | 7 | 13.0% |
| Butler County | 8 | 4 | 4 | 50.0% |
| Jefferson County | 7 | 4 | 0 | 0.0% |
| Autauga County | 4 | 1 | 3 | 75.0% |
| Shelby County | 3 | 2 | 1 | 33.3% |
| Washington County | 3 | 1 | 1 | 33.3% |
| Crenshaw County | 2 | 1 | 0 | 0.0% |
| Tuscaloosa County | 2 | 0 | 0 | 0.0% |
| Elmore County | 2 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 323 applications in 2025, of which 204 were originated and 61 denied.
18.9% of all applications, or 22.3% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Hancock Whitney Bank originated in Alabama in 2025 was 5.88%, against a statewide median of 6.50%.
About this data. Figures are Hancock Whitney Bank's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology