Greenbox Loans in Virginia vs the state
7.1%Denial rate-8.80 pts vs state
9.1%Decision denial rate-11.16 pts vs state
64.3%Origination rate+4.77 pts vs state
8.25%Median rate+1.63 pts vs state
2.86Rate spread (pts)+2.64 pts vs state
$178kMedian applicant income
9Loans originated
1Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 11 | 10.5% | 10.25% | #391 |
| 2024 | 16 | 10 | 12.5% | 9.19% | #511 |
| 2025 | 14 | 9 | 7.1% | 8.25% | #535 |
What Greenbox Loans lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Greenbox Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Loudoun County | 3 | 2 | 0 | 0.0% |
| Fairfax County | 3 | 2 | 1 | 33.3% |
| Spotsylvania County | 2 | 2 | 0 | 0.0% |
| Chesterfield County | 2 | 1 | 0 | 0.0% |
| Martinsville city | 1 | 0 | 0 | 0.0% |
| Prince William County | 1 | 1 | 0 | 0.0% |
| James City County | 1 | 1 | 0 | 0.0% |
| Virginia Beach city | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 14 applications in 2025, of which 9 were originated and 1 denied.
7.1% of all applications, or 9.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Greenbox Loans originated in Virginia in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Greenbox Loans's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology