Founders Bank in District of Columbia vs the state
5.6%Denial rate-12.50 pts vs state
6.7%Decision denial rate-17.07 pts vs state
77.8%Origination rate+22.27 pts vs state
—Median rate
—Rate spread (pts)
$488kMedian applicant income
14Loans originated
1Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 13 | 7.1% | — | #136 |
| 2024 | 14 | 12 | 14.3% | — | #137 |
| 2025 | 18 | 14 | 5.6% | — | #139 |
What Founders Bank lends in District of Columbia
By loan purpose
By loan type
Where in District of Columbia
Counties with the most Founders Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 18 | 14 | 1 | 5.6% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
Frequently asked questions
District of Columbia: 18 applications in 2025, of which 14 were originated and 1 denied.
5.6% of all applications, or 6.7% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Founders Bank's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology